Privacy Policy

Privacy Policy for Orbital Light Group, LLC

Effective date: April 15, 2026

Introduction Orbital Light Group, LLC (“we,” “us,” “our,” or “Orbital Light”) is committed to protecting the privacy and personal information of individuals who interact with our website, mobile applications, services, and business operations related to purchasing homes for cash. This Privacy Policy explains what information we collect, how we use and disclose it, the choices you have, and the measures we take to protect your information.

Scope: This policy applies to personal information collected through:

  • Our website(s) and web forms;

  • Phone, email, text/SMS, and written communications with you;

  • In-person meetings and property visits;

  • Data provided by third parties (e.g., listing services, public records, partners) in connection with our services;

  • Any other interactions related to our business of buying homes for cash.

Information We Collect We collect personal information you provide directly and information we obtain automatically or from third-party sources.

A. Information you provide

  • Contact information: name, mailing address, email address, phone number.

  • Property information: property address, ownership details, mortgage and lien information, property condition, photos, and valuation details.

  • Transaction information: purchase offers, signed contracts, payment instructions, closing documents.

  • Identification and verification: government ID, Social Security number (as needed for tax or closing), date of birth.

  • Financial information: bank account details (for wire transfers), tax ID information, payoff information.

  • Communication records: messages, notes, recordings of calls (where permitted), and correspondence.

  • Marketing preferences and opt-ins/opt-outs.

B. Information collected automatically

  • Usage data: pages visited, forms submitted, IP address, device type, browser type, operating system, referral source, and navigational activity.

  • Location data: approximate location inferred from IP address; precise location only if you explicitly enable it.

  • Cookies and tracking technologies: cookies, pixels, and similar technologies to enable site functionality, analytics, and marketing.

C. Information from third parties

  • Public records and property records.

  • Title companies, real estate agents, brokers, lenders, and escrow agents.

  • Lead providers and advertising partners.

  • Credit reporting agencies, fraud prevention services, and identity verification providers.

How We Use Your Information We use personal information for business purposes, including:

  • Evaluating and making offers to purchase properties.

  • Managing transactions, closings, and post-closing obligations.

  • Communicating with you about offers, appointments, inspections, and status updates.

  • Verifying identity, preventing fraud, and complying with legal and regulatory obligations.

  • Processing payments, tax reporting, and related financial operations.

  • Providing customer service and responding to inquiries and requests.

  • Improving our website, services, and user experience through analytics.

  • Sending marketing communications (with your consent where required) and administering your marketing preferences.

  • Enforcing our terms, detecting and preventing security incidents, and protecting our rights and property.

Legal Bases for Processing (where applicable) For individuals in jurisdictions that require disclosure of legal bases, we rely on:

  • Performance of a contract: to fulfill agreements and complete transactions.

  • Legitimate interests: for fraud prevention, business operations, and to improve services, balanced against user rights.

  • Consent: where required, for marketing communications and certain data collection.

  • Legal obligations: to comply with laws, tax obligations, and court orders.

Disclosure of Information We may share personal information with:

  • Service providers and vendors who perform services on our behalf (title companies, escrow agents, closing attorneys, contractors, inspectors, valuation services, IT providers, payment processors).

  • Affiliated companies and business partners involved in a transaction.

  • Third parties for fraud prevention, background checks, and identity verification.

  • Government agencies, courts, law enforcement, or other parties when required by law or to respond to legal process.

  • Parties in connection with a merger, sale, financing, or acquisition of our business assets (with notice to affected individuals as required by law).

  • Prospective buyers or investors if material to a transaction (with protections and confidentiality as applicable).

  • Other parties with your consent or at your direction.

Data Retention We retain personal information as long as necessary to provide our services, to comply with legal, tax, and accounting obligations, to resolve disputes, to enforce agreements, and as otherwise permitted or required by law. Retention periods vary depending on the nature of the information and the purpose for which it was collected.

Security We implement industry-standard administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, and destruction. No system is completely secure; we cannot guarantee absolute security. We will notify affected individuals and regulators of data breaches as required by applicable law.

Your Rights and Choices Depending